Recognizes Moslem law Insurance Basic Concept

Speaking about Moslem law insurance bottom concept for us as Indonesia citizen is of vital importance because Kita knows that Indonesia is one of Negara which its(the resident majority is islam but product product growing diindonesia with new Moslem law principle principle growed since approximately 3-4 years ago, one of them is is Moslem law insurance product pioneered by PT Insurance Takaful Indonesia is standing since 1994 ago. After the time/date of that is some companies started tills insurance product to base on Moslem law. Alwaysly grows it product product bases on Moslem law is fatherland [by] this hence this diblog elaborated some things about Moslem law insurance bottom concept. Before farther about Moslem law insurance especially in the case of principal principle and its(the mechanism , many moslem circles that is of opinion that the insurance is illicit punished it. I am not a moslem scholar ' or ritualist which can tell if the lawful or illicit insurance punished it. But if something tells the lawful insurance, is the matter correctness?, as well as if something tells the illicit insurance, is that thing also correctness?. To know is the illicit or lawful insurance, let us follows its(the solution in this my blog






Possibly something tells that the insurance not islami?, why that way?, because some of pemeluk islam of opinion that the insurance the same as to opposing qodlo and qadar NYA Allah atu is more precisely is against destiny ( thing ditentukan/ has been specified by God), for example death problem, couple, rizki, accident, pain, etc. Oke, of course basically islam confess that death problem, accident, pain, accident is God destiny. This thing beyond question and cannot be refused and we must receive as it is candidly because any is the God choice is good for us, although according to us that thing is not good but God extremely knows everything which God to destine to us, because God extremely enamoured and humane to all its(the slaves / its(the creature. But we are as man also must know that we also commanded by God to make a planning to face future. This thing has been mentioned in firman NYA QS Al-Hasyr:18 with the meaning: " Hi believe people who is having godfearing to God and so it will every x'self pays attention to has diperbuat have for day morrow ( future) and having godfearing you to God. its(the Sesunguh God The Most knows what which you do". This thing explains that we commanded to plan will which us perbuat for the future we.

In other letter that is letter Yusuf : 43-49, God depicts example of effort for man to form protection system menghadapai ugly possibility is future. Shortly, this sentence tells a story about question of king mesir tetang its(the dream to Nabi Yusuf. Where Egypt king dreams sees seven fat female ox eaten by seven thin ox, and s(he also sees seven green grist booms born fruit and seven red booms runs dry not to bear fruit.

Prophet Yusuf in this case answers so that you to plant seven years and from result of his(its is so it will is kept partly. Later after that will come seven years which very difficult, what finishs does you keep menghadapapi to a period of difficult of tesebut, except a few of what kept.

In this sentence hardly explains that we suggested to try takes care of continuity of life with protecting possibility that the happening of ugly condition. And hardly explains sentence is upper to express that berasurnasi is not be against destiny, even God suggests existence of efforts towards to planning of future with sisitem protection recognized in insurance mechanism.

So, if system protected or insurance is confirmed, question hereinafter is: does insurance which we recognize now ( conventional insurance) has fulfilled other conditions in conceptioning muamalat ( relates to humanity ) in Islami. In mechanism of conventional insurance especially life insurance, at least there are three things which still be illicit by the moslem scholars, that is: existence of element gharar ( in-(un- jelasan fund), element maisir ( judi/ gambling) and lap ( interest). Third this thing will be explained in penjelasaan detail about difference between conventional insurances and Moslem law insurance. Follows its(the solution this diblog also.